Costly PLAB Journey vs When I can get those money back?

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This post aims to ease the tense of candidates as heavy financial burden in this journey. 


In my opinion,  I will say it going to be 3-6 months' time, depending on 


Expenses

  • country currency and travel distance
  • where you sit for your exam
  • how many attempts you did
  • types of accommodation and transportation
  • how much you invest in your preparation - study material,  questions bank, online mock, online course, and academy

Salary

  • How much salary per month do you have? It depends on your experience and your grade (Income- expenses = saving)
  • Locum salary

            * Expenses in a larger city could be more costly. 
            * You can read Dr Oman blog about expenses in UK


I had shared about my expenses in PLAB2, you can read it  with this link 

https://helenngjourney.blogspot.com/2022/02/expenses-and-saving-tips-for-plab2-to.html


There are several useful links that tabulate out the cost of PLAB journey: 

- Road to UK : https://roadtouk.com/before-ielts-oet/how-to-plan-funding-for-plab-ielts/

- The Savy IMG: https://thesavvyimg.co.uk/how-much-does-gmc-and-plab-fee-cost/

-GMC fee: https://www.gmc-uk.org/registration-and-licensing/managing-your-registration/fees-and-funding/our-plab-fees


Now, let's discuss the joy part: how much you going to earn in near future. 

Overview of Basic Pay

Taken from BMJ (2021). Available on https://www.bmj.com/careers/article/the-complete-guide-to-nhs-pay-for-doctors/. Accessed: 26/02/2022.

To understand Pay in UK NHS better: Banding

Total salary = basic pay + (% supplement x basic pay)

Banding 
From BMA (2022). Available on https://www.bma.org.uk/pay-and-contracts/pay/pay-banding/how-pay-banding-works



Locum


Taken from Mail Online (2017). Available on https://www.dailymail.co.uk/health/article-4410344/Locum-doctors-paid-3-600-single-NHS-shift.html. Accessed: 26/02/2022.

I met people who got £50/hour for doing locum shifts in A&E. 

 Don't forget your income is subject to tax which could be 20%-40% depending on your income range.  So, you will get around half of the money. 

(Rought estimate: eg. 50 pounds/ hour, you work for an 8hours shift = 400, you will have around 200 per locum shift on hand)

UK tax: https://www.gov.uk/income-tax-rates?fbclid=IwAR3sdxjm_T6fkeschFWIcZJIy19LGlCvLI_ejE50A3XvP6pmTGXRo-qrX-M


I hope this eases your mind or helps you to plan your journey better. 

Personally, I think we are going on this journey, not just for the money but also looking for other aspects in life. A better future. 


The tax system in the UK

UK using the progressive tax system. To read more: https://www.freshbooks.com/en-gb/hub/taxes/what-is-progressive-tax



Useful link:

BMA: https://www.bma.org.uk/pay-and-contracts/pay/junior-doctors-pay-scales/pay-scales-for-junior-doctors-in-england

Pay Calculator https://www.juniordoctorfinance.co.uk/pay-calculator/

BMJ Careers (2022). The Complte Guide to NHS Pay for Doctors. Available on 

https://www.bmj.com/careers/article/the-complete-guide-to-nhs-pay-for-doctors/

Mental Health And Money Advice : https://www.mentalhealthandmoneyadvice.org/en/managing-money/cost-of-living-crisis-and-your-mental-health/dealing-with-money-problems-during-the-cost-of-living-crisis/

Understanding Your Payslip Guidance: https://www.youtube.com/watch?v=ZmXXTh7rPOY


Here is the table of contents for other topics: https://helenngjourney.blogspot.com/2022/02/table-of-contents.html



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